Mobile Phone with a Debit Card and Phone Alerts on the Screen

Personal Services

mobile banking app

Access your bank accounts on the go from your smartphone or tablet! Download our free App from the Apple App Store or Google Play, and enjoy the freedom to bank anywhere! Enroll in our Mobile Deposit service and you can make a deposit simply by taking a picture of your check. You can also pay bills, transfer money to friends and family, temporarily or permanently deactivate your debit card, and much more! Data and message rates may apply.


netteller online banking

You are in full control of your money with our online banking program called NetTeller. Take advantage of Bill Pay, which gives you the ability to pay most of your bills in one convenient location right through your NetTeller account, for free! No more logging into each of your bill’s individual websites. Or, see how easy it is to transfer money to family and friends. Use Bank-to-Bank Transfers to transfer money between your personal accounts at Champlain National Bank and other financial institutions. Plus, you can print statements, view check images, make loan payments, and much more!


debit mastercard®

Discover why the only card you’ll ever need in your wallet is your Champlain National Bank Debit Mastercard®! Use your card for everyday and big purchases, and the amount will be automatically deducted from your checking account, helping you keep track of your spending. Plus, if you need cash, your Debit Mastercard® also serves as your ATM Card, and can be used worldwide. Speaking of ATMs worldwide, enjoy surcharge-free access to your money at any of Allpoint’s 55,000 ATMs.

You will also breathe easier when using your Debit Mastercard knowing Mastercard® Zero Liability Protection applies to your purchases and ATM transactions. Our Debit Card is also compatible with Google Pay and Apple Pay!


visa® rewards credit card

Our Visa® Rewards Platinum Credit Card gives you hometown convenience, worldwide acceptance, and great benefits! Increase your purchasing power with our credit card and enjoy benefits like competitive rates, fraud monitoring and zero fraud liability, travel benefits, 24/7 client service, and much more! Plus, earn and redeem points for merchandise, rental cars, cruises, hotels, and airline travel with no blackout dates!


atm network

ATMs are located at each of our branches, and you can even deposit cash and checks to your Champlain National Bank accounts using our ATMs in Willsboro, Elizabethtown, Plattsburgh, Lake Placid and Saranac Lake.

Plus, enjoy the convenience and freedom of having easy access to your money when and where you want, surcharge-free, at any Allpoint ATM when you use your Champlain National Bank Debit Card or ATM Card. With a network of more than 55,000 ATMs located in popular stores across the US, Canada and world, you’re never far from accessing your cash. There’s also an Allpoint Locator App to help you find the closest ATM to your location. We make it easy (and surcharge-free) for you to access your money, anywhere!


estatements+

eStatements+ are paperless statements sent to your email, available for clients with NetTeller accounts. You will stop receiving paper statements in the mail once you enroll in eStatements+. It is the safe way to view, search, save and print your account statements. We’ll send you an email reminder whenever a new statement is available. To sign up, log into NetTeller and follow the instructions on the eStatements+ tab.


checks

Need to order checks? The easiest way to do it is to call us! In addition to our basic checks, we offer a wide variety of designs, styles, and accessories. Choose what works best for you to keep track of your money. Even if you pay for everything with your debit card, it’s always a good idea to have a few checks on hand.


safe deposit boxes

Protect your valuables and important documents by placing them in a Safe Deposit Box. We have a variety of sizes available at five of our branches: Willsboro, Westport, Elizabethtown, Crown Point and Champlain. Safe Deposit Boxes are not FDIC insured.


telephone banking

Bank by phone 24 hours a day! Check account balances, transfer money between your Champlain National Bank accounts, and stay informed on your transactions. Call (800) 246-9554 to get started.


overdraft protection

At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience.

At Champlain National Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we provide Overdraft Protection, a special overdraft service for Champlain National Bank’s clients. Click for important disclosures.


overdraft line of credit

Another option for when you exceed your checking account balance, our Overdraft Line of Credit is available to qualified clients and subject to a credit application and approval. You may discover having an Overdraft Line of Credit is a less expensive option to cover your overdrafts. Ask us about our applicable rates and fees. Additional restrictions may apply.


sweep

Enrolling in a Sweep may save you the embarrassment of bounced checks and help you avoid overdrafts. Whenever your checking account requires more money in order to cover a check, we will automatically “sweep” the necessary funds into that account from another deposit account you designate. Money will be transferred in the exact amount to cover the overdrafts. A $5 fee will be charged automatically to your checking account with each transfer. Up to six sweeps are allowed during a monthly cycle.