A new home is now within reach! Just put 5% down!
Think you need 20% down to get a conventional loan? Good news! We can help you access options for first-time home buyers to get into a new home with as little as 5% down. A little savings goes a long way. There are even low mortgage insurance premium options. Leave the lease behind – it's easy to get into your new home. Your monthly mortgage could be more affordable than your rent.
Contact Medara Sherman today at (518) 963-4201 ext. 1810
NMLS ID 1161374
IMPORTANT DISCLOSURE: Champlain National Bank works with Rocket Pro TPO to provide access to 5% down mortgages. Closing Costs will be the responsibility of the borrower.
Would your child like to get money on their birthday?
To celebrate, we’ll put money into their account based on their age.
They’ll also get a free piggy bank when they open their account!
Your child will watch their savings grow as they grow!
IMPORTANT DISCLOSURE: Account holder must be 12 years of age or younger to open. The minimum deposit required to open the account is $5.00. To receive the birthday bonus: account holder must visit a Champlain National Bank branch within 30 days of their birthday and request their bonus. Bonus amount is based on child’s age ($1 per each year of age up to age 12). Bonus discontinues after age 12. Bonus will be reported on Form 1099-INT.
A Jumbo Loan without the Jumbo Rate
Make your dream home a reality with a jumbo home loan.
Whether you want to purchase or refinance, we’ll help you get there.
Pick Your Term
Loans Greater Than $647,200
LTV Based on Loan Amount
IMPORTANT DISCLOSURE: Rate will be locked for 90 days from date of application. Other rates and terms are available, and your individual rate may vary. Minimum loan amount is $647,200 and maximum loan amount is $2,500,000. First lien loans only. Property must be a 1-4 family owner occupied primary residence or a single-family owner occupied second home. Title must be held in an individual(s) name(s). Maximum loan-to-value is 80%. Property insurance is required and is the responsibility of the Borrower. Flood insurance may be required. Credit approval subject to our underwriting standards. Terms subject to change.
No Closing Costs Mortgages
No Closings Costs?
We should talk…..
There are still great rates on mortgages!
Call Medara Sherman today at (518) 963-4201 ext. 1810
NMLS ID 1161374
IMPORTANT DISCLOSURE: Minimum loan amount is $25,000 and maximum loan amount is $647,200. First lien loans only. Property must be a 1-4 family owner occupied primary residence or a single family owner occupied second home. Maximum loan-to-value is 80%. Property insurance is required and is the responsibility of the Borrower. Flood insurance may be required. Credit approval subject to our underwriting standards. Terms subject to change.
No Closing Cost Program means the Bank will pay all costs with the exception of: Borrower’s attorney fees for purchase, creation of an abstract or survey costs, and any ancillary recording fees for extraordinary items such as a POA. If the Borrower elects to use their own attorney, the Borrower is responsible for the fee. Loans terminated within three years for any reason are subject to repayment of closing costs.
Visit the Home Loans webpage