Wavy Lines

Current Promotions

Protect Yourself Against Scams Lunch and Learn

Graphic of Person in a Bullseye

Scammers Target Everyone.
Learn their tricks.
Keep your money.

Join us for a special Lunch and Learn where you’ll be given the tools and knowledge to stop a scammer in their tracks. You’ve got to eat lunch anyway, so make this lunch count! Plus, it’s on us!

Champlain National Bank
500 Route 3, Plattsburgh
Wednesday, April 17
12:00 pm – 1:00 pm

To sign up, or for more information please call:
(518) 561-6000



Leave Us a Google Review

Phone Graphic with Text Bubbles and Five Stars

Did one of our employees go above and beyond for you? Just love coming into the Bank? Please share your experience!
Get started by selecting the location you visited to start your review.

Champlain
Crown Point
Elizabethtown
Keene
Lake Placid
Plattsburgh (Downtown)
Plattsburgh
Saranac Lake
Westport
Willsboro



Mastercard Priceless Surprises

Honolulu Skyline

Start Something Priceless®

Go from everyday spending to a once-in-a-lifetime experience. Shop with your Champlain National Bank Debit Mastercard from 3/1/2024 through 6/30/2024 and you will be entered for a chance to be surprised and win a trip to New York, Chicago, Los Angeles, Miami, or Honolulu + more.

Surprises Include:
$250 Statement Credit
with a cumulative spend of $250 - $750 during the promotion period

Trip for Two to a Priceless® City
with a cumulative spend of $750+ during the promotion period

*NO PURCHASE NECESSARY. Void where prohibited. Existing Mastercard cardholders who are legal residents of the United States, and who are of legal age of majority before 3/1/2024 are eligible. PIN-based debit, international, corporate, and transactions processed on a non-Mastercard operated network are ineligible. Ends 6/30/2024. For Official Rules and complete details visit: https://jhsurprisespromo.com.



Certificate of Deposit Special

Piggy Bank with Dollar Bill Heart Origami

Give Yourself the Gift of Savings

Certificate of Deposit
6 Months
4.60% APY

IMPORTANT DISCLOSURES: Annual Percentage Yield (APY) is accurate as of 12/01/2023 and is subject to change at the Bank’s discretion. Certificate of Deposit (CD) minimum to open and earn stated APY is $1,000. Maximum deposit is $249,999.99. Interest compounds daily, paid at maturity. 30-day interest penalty may be imposed for early withdrawal. Fees may reduce earnings. APY assumes principal and interest remain on deposit until maturity.

Visit our Personal Checking and Savings Rates webpage for additional rates and information.



FHA Loans

House Front Door Open

FHA Loans Offer:
Lower credit score and income requirements
3.5% down payment
Loans are provided through Rocket Pro TPO

Contact Medara Sherman today at (518) 963-4201 ext. 1810
m.sherman@champlainbank.com
NMLS ID 1161374

IMPORTANT DISCLOSURE: Closing Costs will be the responsibility of the borrower. Access to FHA loans provided through Rocket Pro TPO.



5% Down Mortgages

Front Yard Grass of a Nice Home

A new home is now within reach! Just put 5% down!

Think you need 20% down to get a conventional loan? Good news! We can help you access options for first-time home buyers to get into a new home with as little as 5% down. A little savings goes a long way. There are even low mortgage insurance premium options. Leave the lease behind – it's easy to get into your new home. Your monthly mortgage could be more affordable than your rent.

Contact Medara Sherman today at (518) 963-4201 ext. 1810
m.sherman@champlainbank.com
NMLS ID 1161374

IMPORTANT DISCLOSURE: Champlain National Bank works with Rocket Pro TPO to provide access to 5% down mortgages. Closing Costs will be the responsibility of the borrower.



Champlain Birthday Savings Club

Cartoon Kids and Dollar Bills

Hey Parents!
Would your child like to get money on their birthday?
To celebrate, we’ll put money into their account based on their age.
They’ll also get a free piggy bank when they open their account!
Your child will watch their savings grow as they grow!

IMPORTANT DISCLOSURE: Account holder must be 12 years of age or younger to open. The minimum deposit required to open the account is $5.00. To receive the birthday bonus: account holder must visit a Champlain National Bank branch within 30 days of their birthday and request their bonus. Bonus amount is based on child’s age ($1 per each year of age up to age 12). Bonus discontinues after age 12. Bonus will be reported on Form 1099-INT.



No Closing Costs Mortgages

Medara Sherman Portrait

No Closings Costs?
We should talk…..
There are still great rates on mortgages!

Call Medara Sherman today at (518) 963-4201 ext. 1810
m.sherman@champlainbank.com
NMLS ID 1161374

IMPORTANT DISCLOSURE: Minimum loan amount is $25,000 and maximum loan amount is $647,200. First lien loans only. Property must be a 1-4 family owner occupied primary residence or a single family owner occupied second home. Maximum loan-to-value is 80%. Property insurance is required and is the responsibility of the Borrower. Flood insurance may be required. Credit approval subject to our underwriting standards. Terms subject to change.

No Closing Cost Program means the Bank will pay all costs with the exception of: Borrower’s attorney fees for purchase, creation of an abstract or survey costs, and any ancillary recording fees for extraordinary items such as a POA. If the Borrower elects to use their own attorney, the Borrower is responsible for the fee. Loans terminated within three years for any reason are subject to repayment of closing costs.

Visit the Home Loans webpage