Hand holding a Debit Card Over a Sky, Mountain, Lake scene

Personal Checking

champlain free

You read that right: free. Free yourself from monthly maintenance fees and from having to maintain a minimum balance, all while having access to the latest banking technology. We pride ourselves on offering all the tools you’d expect from a big bank, but with the personal service only a local bank can provide. All our checking accounts come with a free Debit Mastercard® and easy-to-use Online Banking, with features like Bill Pay, Remote Deposit, and Zelle® that lets you transfer money to friends and family. We only require a minimum $25 opening deposit for all our personal checking accounts.

champlain classic

An account earns the title of “classic” when it really becomes just that. Everything that you’ve come to expect from a banking relationship but with the Champlain National Bank level of service! You’ll receive free check images with your statement, and as long as you maintain a $300 average daily balance, we’ll waive the $5 monthly maintenance fee.

champlain benefit

With Champlain Benefit Checking you can make your money work harder for you by earning interest on every dollar. You’ll also benefit by receiving your check images with your monthly statement. Just keep a $500 average daily balance in your account to avoid a monthly maintenance fee of $10 and start enjoying all that Champlain Benefit has to offer!

Variable Interest Rate
Interest Accrues on Daily Collected Balance

champlain privilege

Who doesn’t like privileges? Our Privilege account includes free checks, free Cashier’s Checks, and free Money Orders. We’ll also waive our fee when you use another bank’s ATM.* You’ll earn interest on your money and be eligible to open a Champlain Privilege Money Market. We’ll even throw in a free safe deposit box for one year, subject to availability. Ask us for details on loan discounts available only to Champlain Privilege clients.** If you maintain a $5,000 average daily combined balance between your checking, savings, and money market accounts, we’ll waive the $12 monthly maintenance fee.

Variable Interest Rate
Interest Accrues on Daily Collected Balance
*A fee may be charged by the ATM owner for transactions made at ATMs not owned by Champlain National Bank.
**Subject to credit approval. Not available with other special offers.