Hundred Dollar Bills

Personal Checking and Savings Rates

Account Minimum to Open Minimum to Obtain APY Interest Rate APY
Champlain Benefit Checking1 $25.00 $0.00 0.05% 0.05%
Champlain Privilege Checking1 $25.00 $0.00 - $4,999.99 0.05% 0.05%
$5,000.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $24,999.99 0.05% 0.05%
$25,000.00 + 0.05% 0.05%
Champlain Statement Savings1 $25.00 $0.00 0.05% 0.05%
Champlain Money Market1 $1,000.00 $0.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $74,999.99 0.25% 0.25%
$75,000.00 + 0.30% 0.30%
Champlain Privilege Money Market1 $25.00 $0.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $74,999.99 0.25% 0.25%
$75,000.00 + 0.30% 0.30%
Champlain Birthday Savings Club1 $5.00 $0.00 0.05% 0.05%
Health Savings Account1 $0.00 $0.00 0.05% 0.05%
Champlain Christmas Club2 $2.00 $0.00 0.05% 0.05%
Certificate of Deposit3 $500.00 30 - 89 days 0.35% 0.35%
90 - 179 days 0.35% 0.35%
6 - 11 months 0.65% 0.65%
12 - 23 months 1.50% 1.50%
24 - 35 months 1.40% 1.40%
36 months4 1.25% 1.25%
48 months4 1.00% 1.00%
60 months4 1.00% 1.00%


Rates as of 01/19/2023 and are subject to change without notice.
APY = Annual Percentage Yield
Fees may reduce the earnings on the account.
See account disclosure for additional information.
Contact us for terms and rates on CDs $100,000.00 or greater.
1The rate is variable and may change after the account is opened.
2Penalty for early withdrawal/closing.
3Limit $99,999.99 per client. Penalty for early withdrawal/closing.
4Additional deposit relationship required. Contact us for more information.