| Account | Minimum to Open | Minimum to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| Champlain Benefit Checking1 | $25.00 | $0.00 | 0.05% | 0.05% |
| Champlain Privilege Checking1 | $25.00 | $0.00 - $4,999.99 | 0.05% | 0.05% |
| $5,000.00 - $9,999.99 | 0.05% | 0.05% | ||
| $10,000.00 - $24,999.99 | 0.05% | 0.05% | ||
| $25,000.00 + | 0.05% | 0.05% | ||
| Champlain Statement Savings1 | $25.00 | $0.00 | 0.05% | 0.05% |
| Champlain Money Market1 | $1,000.00 | $0.00 - $9,999.99 | 0.25% | 0.25% |
| $10,000.00 - $24,999.99 | 0.35% | 0.35% | ||
| $25,000.00 - $49,999.99 | 0.75% | 0.75% | ||
| $50,000.00 - $74,999.99 | 1.00% | 1.00% | ||
| $75,000.00 + | 1.25% | 1.26% | ||
| Champlain Privilege Money Market1 | $25.00 | $0.00 - $9,999.99 | 0.27% | 0.27% |
| $10,000.00 - $24,999.99 | 0.37% | 0.37% | ||
| $25,000.00 - $49,999.99 | 0.77% | 0.77% | ||
| $50,000.00 - $74,999.99 | 1.03% | 1.04% | ||
| $75,000.00 + | 1.28% | 1.29% | ||
| Champlain Birthday Savings Club1 | $5.00 | $0.00 | 0.05% | 0.05% |
| Health Savings Account1 | $0.00 | $0.00 | 0.05% | 0.05% |
| Champlain Christmas Club2 | $2.00 | $0.00 | 0.05% | 0.05% |
| Certificate of Deposit3 | $500.00 | 30 - 89 days | 0.35% | 0.35% |
| 90 - 179 days | 0.35% | 0.35% | ||
| 6 - 11 months | 0.65% | 0.65% | ||
| 12 - 23 months | 1.50% | 1.51% | ||
| 24 - 35 months | 1.40% | 1.41% | ||
| 36 months4 | 1.25% | 1.26% | ||
| 48 months4 | 1.00% | 1.00% | ||
| 60 months4 | 1.00% | 1.00% | ||
| Certificate of Deposit Special5 | $500.00 | 9 months | 4.50% | 4.60% |
Rates as of 09/13/2023 and are subject to change without notice.
APY = Annual Percentage Yield
Fees may reduce the earnings on the account.
See account disclosure for additional information.
Contact us for terms and rates on CDs $100,000.00 or greater.
1The rate is variable and may change after the account is opened.
2Penalty for early withdrawal/closing.
3Limit $99,999.99 per client. Penalty for early withdrawal/closing.
4Additional deposit relationship required. Contact us for more information.
5Limit $249,999.99 per client. Penalty for early withdrawal/closing.