mobile banking app
Access your bank accounts on the go from your smartphone or tablet! Download our free App from the Apple App Store or Google Play to be connected to your accounts anywhere and anytime. Enroll in Mobile Deposit to deposit checks quickly from your phone. No more trips to the Bank! You can also pay bills, transfer money to friends and family, temporarily or permanently suspend your Debit BusinessCard, and much more! Data and message rates may apply.
business netteller cash management
Our online banking program called NetTeller Cash Management offers our business clients a suite of the latest products designed to protect your money and give you greater control over when and how you bank. Take advantage of Bill Pay, which gives you the ability to pay most of your business’s bills in one convenient location. Our Premium Package includes features like initiating Wire Transfers online and ACH Origination. Plus, you can print statements, view check images, make loan payments, and much more!
debit businesscard
Show off your love of our region every time you swipe your Champlain National Bank Debit BusinessCard! Featuring images taken right in our backyard, our Debit BusinessCard gives you control over access to your money. If you need cash, your Debit BusinessCard serves as your ATM Card, and can be used worldwide, including at any of Allpoint’s 55,000 ATMs. You’ll breathe easier when using your Debit BusinessCard knowing Mastercard® Zero Liability Protection applies to your purchases and ATM transactions. Our Debit Card is also compatible with Google Pay and Apple Pay!
visa® platinum credit card
Our Visa® Platinum Credit Card gives you hometown convenience, worldwide acceptance, and great benefits! Take control of your business spending and keep it separate from your personal. We offer competitive rates, employee cards added at no cost, travel benefits, 24/7 client service, and much more! Plus, earn and redeem points for merchandise, rental cars, cruises, hotels, and airline travel with no blackout dates! One of our business credit cards will be a great fit for your business!
business remote electronic deposit
Remote Electronic Deposit (or RED) lets you deposit checks quickly and easily in your Champlain National Bank Business account using a desktop scanner. Stay organized without the worry of lost or misplaced checks because you can securely process them as soon as you receive them. That versatility improves your cash flow by receiving funds faster, plus it saves time, money, and fuel with fewer trips to the bank. Stay focused on your business while banking on your schedule!
re$ubmitit
Let Re$ubmitIt® help your business collect the money from bad checks. Re$ubmitIt® takes the burden off you from having to collect the money from your customers, and allows you to track the process. There’s no cost to enroll in the Re$ubmitIt® program and you will receive 100% of the face value of all checks collected electronically!
atm network
ATMs are available at each of our branches and offer much more than just cash withdrawals. You can also make deposits of cash and checks 24/7 without ever stepping inside our lobby at most locations. Plus, when you’re outside our area, you’ll have access to your money at any Allpoint ATM with your Champlain National Bank Debit Card or ATM Card. With a network of more than 55,000 ATMs located across the US, Canada, and globe, you’re never far from one. Download the Allpoint App to help you find the closest ATM.
estatements+
eStatements+ are paperless statements sent to your email, available for clients with NetTeller accounts. You will stop receiving paper statements in the mail once you enroll in eStatements+. It is the safe way to view, search, save and print your account statements. We’ll send you an email reminder whenever a new statement is available. To sign up, log into NetTeller and follow the instructions on the eStatements+ tab.
checks
Need to order checks? The easiest way to do it is to call us! We offer a wide variety of business check styles, sizes, and accessories to make your work easier. We’ll walk you through the different options available to businesses to find a solution that meets your unique needs. Everything from computer checks and forms to endorsement stamps, we have what you need to keep track of your money.
safe deposit boxes
Protect your valuables and important documents by placing them in a Safe Deposit Box. We have a variety of sizes available at five of our branches: Willsboro, Westport, Elizabethtown, Crown Point and Champlain. Safe Deposit Boxes are not FDIC insured.
telephone banking
Bank by phone 24 hours a day! Check account balances, transfer money between your Champlain National Bank accounts, and stay informed on your transactions. Call (800) 246-9554 to get started.
overdraft protection
At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient, and potentially embarrassing experience. At Champlain National Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we provide Overdraft Protection, a special overdraft service for Champlain National Bank’s clients. Click for important disclosures.
overdraft line of credit
Another option for when you exceed your checking account balance, our Overdraft Line of Credit is available to qualified clients and subject to a credit application and approval. You may discover having an Overdraft Line of Credit is a less expensive option to cover your overdrafts. Ask us about our applicable rates and fees. Additional restrictions may apply.
sweep
Enrolling in a Sweep may save you the embarrassment of bounced checks and help you avoid overdrafts. Whenever your checking account requires more money in order to cover a check, we will automatically “sweep” the necessary funds into that account from another deposit account you designate. Money will be transferred in the exact amount to cover the overdrafts. A $5 fee will be charged automatically to your checking account with each transfer. Up to six sweeps are allowed during a monthly cycle.
merchant services
Start accepting bank cards today with next generation products, leading edge solutions, and world-class customer service. Through a partnership with Priority Payments Upstate NY, bank card processing is more efficient and productive to give your business the competitive advantage. Whether it’s a credit card, debit card, check conversion, gift card or loyalty card, the process is quick and easy.