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Savings Accounts

Champlain Statement Savings*
The standard contemporary savings account. Open one up for a penny and earn interest on every dollar in your account. No service charge with a $100 minimum daily balance. We'll send you a detailed statement to help you track your finances. And it's a great opportunity for kids under 18 to start developing sound financial sense and begin saving for the future-with no minimum balance needed for them to avoid service charges.

Free ATM Card

Monthly Maintenance Fee - $ 1.00

Minimum Daily Balance Requirement

to Avoid Monthly Maintenance Fee - $100.00

Interest Rate - Variable

Interest accrued on Daily Collected Balance.


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Money Market*
A high quality, sound investment available to nearly everyone. For as little as $100 you can open one and start earning a high interest rate. What’s more, it’s a tiered product – the more money you have in the account the higher the interest rate you can earn.

Minimum to Open - $100.00

Interest Rate - Variable,Tiered

Interest accrued on Daily Collected Balance. Interest tiered between $0 and $2,499 and between $2,500 and above.


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Super Money Market*
This high performance account combines the competitive interest rate of a premier financial instrument with the liquidity and security of a savings account. Like the Money Market account, this one’s tiered - the more money you have in the account the higher the interest rate you can earn. And there’s no monthly maintenance fee if you maintain a $10,000 minimum balance.

Minimum to Open - $5,000.00
Monthly Maintenance Fee - $ 10.00
Minimum Daily Balance Requirement
to Avoid Monthly Maintenance Fee - $10,000.00
Interest Rate - Variable,Tiered
Interest accrued on Daily Collected Balance. Interest tiered between $0 and $9,999; between $10,000 and $24,999 and between $25,000 and above.

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Money Market Select*
This great account allows you to reach your savings goals faster while keeping your money easily accessible. Money Market Select earns a great rate plus there’s no monthly maintenance fee. The more money you have in the account the higher the interest rate.

Minimum to Open - $10,000.00
No Monthly Maintenance Fee
Interest Rate - Variable,Tiered**


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Champlain Benefit Money Market*
Get the most out of your banking relationship! This account earns a superior rate and there is no monthly maintenance fee. All you need to have is Champlain Benefit checking account.

Minimum to Open - $10,000.00
No Monthly Maintenance Fee
Interest Rate - Variable,Tiered**
Champlain Benefit checking required


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Champlain Privilege Money Market*
You deserve to be rewarded for your banking relationship. Champlain Privilege Money Market offers our best rates, so you can maximize return on your investment. This account will be a great addition to the earning power of your Champlain Privilege checking account.

Minimum to Open - $25.00
No Monthly Maintenance Fee
Interest Rate - Variable,Tiered**
Champlain Privilege checking required


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Christmas Club
The perfect way to save for holiday gift giving. Open an account for as little as $2 and earn a fixed rate of interest all year. At the end of the year you have the money you need to celebrate the holidays in style. For your convenience deposits are made through an automatic transfer from one of your other Champlain National Bank accounts.

Minimum to Open and Earn Interest - $ 2.00
Early Closing Penalty - $ 2.00
No withdrawals may be made from account except at maturity. All deposits must be made by auto transfer only.

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Certificate of Deposit
Certificate of Deposit is a great savings option for you if you will not need access to your account for a predetermined amount of time. You can look forward to flexible terms and competitive rates. Champlain National Bank offers you a variety of options to suit your needs.

Minimum to Open - $500.00
Interest Rate - Fixed
Penalty for early withdrawal.

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CDARS®
CDARS® is the Certificate of Deposit Account Registry Service®. It is the easiest and most convenient way to enjoy full FDIC unsurance on deposit amounts larger than $100,000. You earn one rate, deal with one bank and receive one statement. You will be happy to discover that your deposit earns CD-level returns and that the value of your money can support local lending opportunities. CDARS can be a valuable cash management or longer-term investment tool for your business.

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* Federal Transaction Limits apply. Excess debit activity fee is $5.00 per item.

** Interest accrued on Daily Collected Balance. Interest tiers: $0 - $9,999.99; $10,000 - $24,999.99; $25,000 - $49,999.99; $50,000 - $74,999.99; $75,000 and above.

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