Champlain National Bank : Business Banking : Checking and Savings Rates

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Business Checking and Savings Rates
Account	Minimum to Open	Minimum to Obtain APY	Interest Rate	APY
CD Specials* 4 months 9 months 18 months	$1,000 $1,000 $1,000	$0.00 $0.00 $0.00	0.50% 1.14% 1.00%	0.50% 1.15% 1.00%
Certificate of Deposit*** Term 1 Term 2 Term 3 Term 4 Term 5 Term 6 Term 7 Term 8	$500	30 - 89 days 90 - 179 days 6 mos - 11 mos 12 mos - 23 mos 24 mos - 35 mos 36 mos 48 mos 60 mos	0.10% 0.45% 0.50% 0.75% 1.00% 1.93% 2.23% 2.47%	0.10% 0.45% 0.50% 0.75% 1.00% 1.95% 2.25% 2.50%
Business NOW**	$0.00	$0.00	0.05%	0.05%
Business Statement Savings**	$100	$0.00	0.10%	0.10%
Business Money Market** Tier 1 Tier 2 Tier 3 Tier 4 Tier 5	$10,000.00	$0 - $9,999.99 $10,000 - $24,999.99 $25,000 - $49,999.99 $50,000 - $74,999.99 $75,000 and over	0.10% 0.25% 0.25% 0.45% 0.65%	0.10% 0.25% 0.25% 0.45% 0.65%
Rates as of 06/22/2010 and are subject to change without notice. APY = Annual Percentage Yield. See account disclosure for additional information. Fees may reduce the earnings on the account. * Checking account required. Limit $99,999.99 per client. Penalty for early withdrawal/closing. The rate is variable and may change after the account is opened. * Penalty for early withdrawal/closing. For additional rate information please call (518) 963-4201.

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