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Business Checking and Savings Rates
Account Minimum to Open Minimum to Obtain APY Interest Rate APY
Certificate of Deposit**
Term 1
Term 2
Term 3
Term 4
Term 5
Term 6
$500
30 - 89 days
90 - 179 days
6 mos - 11 mos
12 mos - 23 mos
24 mos - 35 mos
36 mos

1.73%
1.49%
1.59%
1.98%
2.47%
2.71%

1.75%
1.50%
1.60%
2.00%
2.50%
2.75%
Business NOW* $0.00 $0.00 0.25% 0.25%
Business Statement
Savings*
$0.00 $0.00 0.40% 0.40%

Business Money Market Select*
Tier 1
Tier 2

Tier 3

Tier 4

Tier 5


$10,000.00


$0 - $9,999.99

$10,000 - $24,999.99

$25,000 - $49,999.99

$50,000 - $74,999.99

$75,000 and over


0.50%
1.00%
1.19%
1.49%
1.73%


0.50%
1.00%
1.20%
1.50%
1.75%

Rates as of 3/25/2008 and are subject to change without notice. APY = Annual Percentage Yield. See account disclosure for additional information. Fees may reduce the earnings on the account.

* The rate is variable and may change after the account is opened.
** Penalty for early withdrawal/closing.
For additional rate information please call (518) 963-4201.
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