| At Champlain National Bank we are committed to providing the service and products you need to support your business success. We take the time to understand your business so we can customize our products to meet your needs. Our commitment to you is personalized service and a quick response. Let our knowledgeable staff of professional commercial lenders be your business resource whether you are purchasing equipment, financing construction or simply growing your business. |
Lines of Credit
This vehicle provides flexibility for businesses that need to borrow to support random or cyclical short-term cash needs due to fluctuations in sales and inventory. Lines of credit are generally approved for periods of one year. |
Term Loans
This loan is used to augment permanent working capital or finance the acquisition of equipment, business vehicles, or other fixed assets. Terms vary between one and fifteen years and usually mirror the depreciation schedule. |
Real Estate Financing
Commercial mortgages are used to relocate, renovate or expand your place of business so you can enhance productivity, maximize profitability and conserve working capital. Terms of up to twenty years available. |
Government Sponsored Programs
Champlain National Bank offers loans guaranteed by the Small Business Administration and participates in the New York State Linked Deposit Program. Both government programs help small businesses modernize operations, improve competitiveness, access new markets, and create new jobs by making financing less expensive and more attractive. |